Undergraduate Finance - Placement year funding | Harper Adams University
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Undergraduate finance

Placement year funding

Click the questions below to expand the answer.

Can I get any student loans whilst on placement?

The majority of UK 'home' students on placement (paid or unpaid) during an academic year are eligible for:

  • Reduced rate of Maintenance Loan
  • Reduced rate of Tuition Fee Loan - Students can apply for a fee loan up to the full amount of fees payable.

Student Finance England and Student Finance Wales will offer full maintenance support (means tested) to students if their work placement is defined as:

  • unpaid service in a hospital or in a public health service laboratory or with a clinical commissioning group in the UK;
  • unpaid service with a local authority in the UK in work that relates to the care of children and young persons, health or welfare, or with a voluntary organisation providing facilities or carrying out similar activity in the UK;
  • unpaid service with a local authority in work that relates to public health functions in the UK;
  • unpaid service in the prison or probation and aftercare service in the UK;
  • unpaid research in a UK institution or, in the case of a student attending an overseas institution, as a part of their UK course;
  • unpaid service with a Special Health Authority, the NHS Commissioning Board, the National Institute for Care and Excellence, the Health and Social Care Information Centre, a Local Health Board; a Health Board or a Special Health Board in Scotland, or a Health and Social Services Board in Northern Ireland; or
  • unpaid service in the UK Parliament.

Any income you earn as part of your placement year will not impact on your entitlement to a loan during the placement year or thereafter.

I am a Veterinary Nursing student, how do I apply for funding?

When completing your student finance application you will be asked where you will spend most time during the academic year. Please report this accurately, stating which terms you will be in attendance at Harper Adams and which terms you will be on placement.

Student Finance are likely to request a letter from the University confirming this information because your placement does not fall in line with other year-long placements. If they request a letter, please contact Andrea Whalley, Student Financial Support Officer.

My placement is paid; will I still need my loan?

You are eligible to take the loan; however, it is completely up to you. Some students may choose to take the loan and save it as an emergency fund or towards their final year.

When will my loans be paid?

You may receive your maintenance payments early in your placement year. This is because Student Finance appreciate that you may start your placement before the start of the next academic year and may have costs such as accommodation. The first payment may be made as early as August. Please indicate that you would like your maintenance loan to be auto-released when you make your application.

Please ensure that you have provided your up to date bank details and your National Insurance number.

Will I be eligible for Disabled Students Allowance?

During placement years you are not eligible for DSA. This means it is very important that you ensure you have all the necessary equipment you require prior to starting a placement year. You may be eligible for the Access to Work grant. This can help pay for practical support if you have a disability, health or mental health condition. For further information, please visit www.gov.uk/accesstowork/overview.

I have dependents, are there any grants available?

If you have children or an adult dependent and normally receive grants for them, e.g. the Parents' Learning Allowance, Childcare Grant and Adult Dependents' Grant, you will not be entitled to receive these during your placement year.

Will I qualify for Universal Credit

If you are on a paid placement you may qualify for Universal Credit. Universal Credit is a monthly payment to help with your living costs. You may be able to get it if you’re on a low income. For further information, please visit; www.gov.uk/universal-credit.

Will I have to pay Council Tax?

Students on a placement year integral to their programme of study can also claim still claim Council Tax exemption.

Students must either be resident in their family home, a student residence or a rented property where all the other residents are full-time students. In particular, students on a placement year should exercise caution if renting a room in a house with employed tenants as the exemption for that year may be lost. (Final decisions regarding exemption are at the discretion of the relevant Council. Should you have any further queries please contact your local Council Tax office.)

An eligible student gains full exemption for themselves only, therefore:

A group of eligible students living in rented accommodation can claim full exemption for paying Council Tax for that property, by each obtaining a certificate of exemption.

A mature student living at home with their working partner will be fully exempt from Council Tax, and the partner if they are the only other adult in the property will be able to claim the 25% single persons discount, as the only liable adult residing in the property.

You can print a confirmation letter for council tax exemption purposes as follows:

  • Access my.harper
  • Choose e:vision from the links
  • Log in
  • Click on the Confirmation Certificate link in the Student Letters area
  • Remove the header and footer information as instructed
  • Click on the Generate Letter link
  • Print the letter
  • Click Home and Logout

Please ensure you keep your personal and contact details up to date by using the Self Service - Check and Update your Personal Details area on e:vision

Will I have to pay income tax

Everyone, including students on placement, have to pay income tax once their income goes over the earnings threshold.

For 2018/19 the threshold is £11,850. For further information please visit www.gov.uk/student-jobs-paying-tax

Do I still need to complete enrolment for my placement year?

Yes. You will be sent details regarding online enrolment by the Student Records Officer over summer.

How do I apply to renew my funding?

You can re-apply for your funding online by logging onto your student finance account.

Any other tips?
  • Do your research, ask about the cost of living and top tips from a student who was on placement there last year (where applicable)
  • Work out a realistic budget. Your budget will depend on what you want to experience whilst on placement.
  • If your placement is paid, try and save some money for your final year where possible.
  • Think twice about using your credit card, will you be able to make the repayments in your final year?
I am in a financial crisis - What should I do?

If you are hit by an unexpected financial crisis whilst you are on your placement contact us, you may be eligible to receive help via the Access to Learning Fund, please contact Student Services for more information.

Who do I contact for more information?

Please contact our Student Financial Support Officer for further information:

Andrea Whalley
Student Financial Support Officer
Telephone: +44 (0)1952 81 5264
Email: financialsupport@harper-adams.ac.uk

Student Finance England
www.gov.uk/studentfinance

Student Finance Wales
www.studentfinancewales.co.uk

Student Finance Scotland
www.saas.gov.uk

Student Finance Northern Ireland
www.studentfinanceni.co.uk

Student Finance Ireland
www.studentfinance.ie

Income Tax
www.gov.uk/student-jobs-paying-tax

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