Student loans for Masters degrees are available up to help with course fees and living costs
Key features include:
Applications can be made via the Student Finance England website.
Student Finance Wales introduced postgraduate loans and grants up to £17,000 for Welsh domiciled students studying master’s level courses at any UK university in the 2019/20 academic year. The maximum loan amount has increased to £16,000 in 2019/20. Key features include:
Applications can be made via the Student Finance Wales website.
Student Finance Northern Ireland introduced loans for Northern Irish domiciled students studying postgraduate courses at any UK university last year. Key features include:
Course length | Year 1 | Year 2 | Year 3 |
---|---|---|---|
Up to 1 year |
£5,500 |
n/a |
n/a |
2 years |
£2,750 |
£2,750 |
n/a |
3 years |
£1,833 |
£1,833 |
£1,834 |
Applications can be made via the Student Finance Northern Ireland website.
Student Awards Agency Scotland (SAAS) offer postgraduate loans of up to £10,000 for Scottish domiciled students studying at diploma or masters level in 2019/20. Key features include:
Applications can be made via the SAAS website.
UK Postgraduate Loan Repayments Compared:
Country | Threshold | Rate | Interest | Existing Balance | Cancellation |
---|---|---|---|---|---|
England |
£21,000 |
6.1% |
RPI+3% |
Separate |
After 30 years |
Wales |
£21,000 |
6.1% |
RPI+3% |
Separate |
After 30 years |
Scotland |
£18,330 |
9% |
1.5% |
Combined* |
After 35 years |
Northern Ireland |
£18,330 |
9% |
1.5% |
Combined* |
After 25 years |
*Postgraduate loans in Scotland and Northern Ireland use the same 'Plan 1' student loan repayment system as their undergraduate loans. If you have both undergraduate and postgraduate loans under these systems, your debts will be combined.
For further information visit the Find A Masters website.
In addition to the postgraduate scholarships, UK students are eligible to apply for financial support from the University's Access to Learning Fund if they can demonstrate the need for such assistance. Applications can only be made once you have registered as a student.
DSAs are grants to help students meet the extra costs of studying they may face as a direct result of a disability or a specific learning difficulty. They are available for postgraduate students whether full or part-time, are not means-assessed (i.e. do not depend on your household income) and do not have to be repaid. The amount you receive depends on your individual circumstances and - if you are part time - the intensity of your course.
You will need to show your local education authority written proof of your disability from an appropriate medical professional. If you have a specific learning difficulty, such as dyslexia or dyspraxia, the local authority may ask you to have an independent assessment carried out to establish this, which you will have to pay for, although you may ask Harper Adams for help towards it through our Access to Learning Fund.
To apply you may either:
Postgraduate funding is not straightforward and may involve some research on your part. The following is a list of suggestions, but you may well find others, depending on your contacts and area of interest.
International students should contact The British Council or their country's education ministry for advice on alternative sources of funding.
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